With the My Healthy Finances service you gain
Personal banker services
Someone who knows your actual situation is there to help you. Your banker will always find the right solution to meet your needs and expectations.
Savings on expenditures
The My Healthy Finances service gives you a smart overview of your expenditures, so you see exactly where your money goes most often. Set up your account and services correctly, and you will be in a good starting position to find where and how to save.
Savings on energy
Perhaps you’re paying more than you should. We can arrange better prices with our partners and help you reduce your utility bills. You will save more and without unnecessary commitments.
Two accounts free of charge
We’ll give you one account with the My Healthy Finances service and a second one for free as a gift. You can either keep it for yourself or give it to someone you know – perhaps to someone who would like their finances to be as healthy as yours.
Tip: Take our online test to discover the state of your finances.
How to tackle your family budget with the My Healthy Finances service?
Get inspired by
Blanka B.'s story.
Thanks to the My Healthy Finances service,
in a year I managed to save:
| ✓ on energy bills |
CZK 2 365 |
| ✓ on credit account repayments and fees | CZK 5 400 |
| ✓ on account maintenance at a different bank | CZK 1 440 |
| Total annual savings |
CZK 9 205 |
Watch to find out how you can be better off thanks to healthy finances
More than 1 million clients are managing their finances better thanks to the My Healthy Finances service!
The more you use the My Healthy Finances service, the less you pay
Fee with both bonuses:
CZK 0
Fee with one bonus:
CZK 50
Fee with no bonuses:
CZK 100
- Bonus for using your account
At least CZK 7 000 is deposited into your account
each month and you make at least one payment with your card.
- Bonus for using other
Česká spořitelna services
You use one of our other products.
Arrange the My Healthy Finances service
By telephone
Leave your contact details and we'll call you
as soon as possible.
At a branch
Search for Česká spořitelna branch in your area.
Do you need help with the My Health Finances service?
Cal us toll free at 800 207 207.
Na co se často ptáte
- use one of our following products: a supplementary annuity scheme, supplementary retirement savings or FLEXI life insurance;
- make regular investments and timely loan, car, mortgage, building savings or credit card repayments;
- use the Money on Click service; or
- have a Maxi or Classic business account
If you don’t have an account, we can’t provide complete advisory. Only by seeing your transactions can we sort them, and you don’t have to do any home accounting.
Yes, you can.
Yes, it does.
Any family members or friends over the age of 18. We have other special accounts for children and youth.
No, you won’t. A non-financial service specialist or operator from the company Energie ČS will arrange everything on your behalf.
No, you don´t. It´s a feature of our internet banking.
You will receive the loyalty bonus if you:
Important documents
Suppliers of non-financial services provide their products and services to our clients at a special rate under the My Healthy Finances service. At this time, it is the electricity and gas supplier Energie ČS, a.s., a subsidiary of Česká spořitelna, a.s.